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BankSonar

FNBC Bank

Ash Flat, AR · State member commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$844M
Total deposits
$690.2M
Branches
17
Return on assets
1.52%
Return on equity
20.21%
Charter type
State member commercial bank
Established
1912
FDIC cert #
1294

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at FNBC Bank

FNBC Bank is an FDIC-insured institution (Cert #1294). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

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