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BankSonar

FNBC Bank

Ash Flat, AR · State member commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$844M
Total deposits
$690.2M
Branches
17
Return on assets
1.52%
Return on equity
20.21%
Charter type
State member commercial bank
Established
1912
FDIC cert #
1294

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at FNBC Bank

FNBC Bank is an FDIC-insured institution (Cert #1294). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

17 branch locations

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233 N Main St

Salem, AR 72576

1069 E Main St

Melbourne, AR 72556

636 Ash Flat Dr

Ash Flat, AR 72513

358 Highway 63 S

Mammoth Spring, AR 72554

1388 Harrison St

Batesville, AR 72501

636 Ash Flat Dr

Ash Flat, AR 72513

1476 Highway 62 412

Highland, AR 72542

405 Market St

Horseshoe Bend, AR 72512

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