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BankSonar

First Exchange Bank

White Hall, WV · State, non-member commercial bank

56

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$385.2M
Total deposits
$350.9M
Branches
7
Return on assets
0.89%
Return on equity
11.22%
Charter type
State, non-member commercial bank
Established
1932
FDIC cert #
13020

How the 56 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Exchange Bank

First Exchange Bank is an FDIC-insured institution (Cert #13020). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

216 Fairmont Ave

Fairmont, WV 26554

3128 Hornet Hwy

Hundred, WV 26575

309 Main Street

Fairview, WV 26570

3051 University Ave

Morgantown, WV 26505

11 W Main St

Mannington, WV 26582

1000 Mid Atlantic Dr

Morgantown, WV 26508

1 Heritage Way

White Hall, WV 26554

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