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BankSonar

Citizens First Bank

Viroqua, WI · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$344.2M
Total deposits
$282.2M
Branches
6
Return on assets
1.94%
Return on equity
20.18%
Charter type
State, non-member commercial bank
Established
1912
FDIC cert #
13032

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens First Bank

Citizens First Bank is an FDIC-insured institution (Cert #13032). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

835 W Wisconsin St

Sparta, WI 54656

24050 3rd St

Trempealeau, WI 54661

24050 3rd St

Trempealeau, WI 54661

1757 Temte Street

Holmen, WI 54636

101 S Main St

Viroqua, WI 54665

102 W Commercial St

Viola, WI 54664

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