Owen County State Bank
Spencer, IN · State, non-member commercial bank
Sonar Score
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out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $391.6M
- Total deposits
- $326.7M
- Branches
- 8
- Return on assets
- 0.72%
- Return on equity
- 10.61%
- Charter type
- State, non-member commercial bank
- Established
- 1934
- FDIC cert #
- 13112
How the 53 breaks down
Capital ratio not reported.
Modest but positive returns.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Owen County State Bank
Owen County State Bank is an FDIC-insured institution (Cert #13112). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
8 branch locations
14 E Main St
Gosport, IN 47433
3419 W State Road 46
Bloomington, IN 47404
1600 A St Ne
Linton, IN 47441
34 E Main St
Bloomfield, IN 47424
1037 15th Street
Bedford, IN 47421
215 N Washington St
Bicknell, IN 47512
4020 S Old State Road 37
Bloomington, IN 47401
201 W Morgan St
Spencer, IN 47460
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