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BankSonar

The Peoples Bank Co.

Coldwater, OH · State, non-member commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$842.5M
Total deposits
$737.9M
Branches
7
Return on assets
1.68%
Return on equity
17.50%
Charter type
State, non-member commercial bank
Established
1905
FDIC cert #
13220

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Peoples Bank Co.

The Peoples Bank Co. is an FDIC-insured institution (Cert #13220). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

North And Mill Streets

Coldwater, OH 45828

Main And Washington Streets

Burkettsville, OH 45310

309 W Logan St

Celina, OH 45822

818 E Wayne St

Celina, OH 45822

100 N Main St

Rockford, OH 45882

1510 Kishler Dr

Saint Marys, OH 45885

112 W Main St

Coldwater, OH 45828

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