Farmers & Merchants State Bank
Waterloo, WI · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $245.6M
- Total deposits
- $183.7M
- Branches
- 3
- Return on assets
- 0.81%
- Return on equity
- 7.63%
- Charter type
- State, non-member commercial bank
- Established
- 1897
- FDIC cert #
- 13242
How the 51 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Farmers & Merchants State Bank
Farmers & Merchants State Bank is an FDIC-insured institution (Cert #13242). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
218 W Main St
Marshall, WI 53559
550 W Tyranena Park Rd
Lake Mills, WI 53551
210 W Madison St
Waterloo, WI 53594
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