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BankSonar

The State Bank and Trust Company

Defiance, OH · State member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.6B
Total deposits
$1.4B
Branches
29
Return on assets
1.19%
Return on equity
11.75%
Charter type
State member commercial bank
Established
1902
FDIC cert #
13339

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at The State Bank and Trust Company

The State Bank and Trust Company is an FDIC-insured institution (Cert #13339). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

29 branch locations

235 Main St

Luckey, OH 43443

311 N Main St

Walbridge, OH 43465

259 S Bridge Rd

Marblehead, OH 43440

500 W 3rd St

Defiance, OH 43512

1600 N Clinton St

Defiance, OH 43512

220 N Main St

Paulding, OH 45879

1201 E Main St

Montpelier, OH 43543

6401 Monroe St

Sylvania, OH 43560

9400 N Shore Blvd

Marblehead, OH 43440

1419 W High St

Bryan, OH 43506

930 W Market St

Lima, OH 45805

12832 Coldwater Rd

Fort Wayne, IN 46845

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