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BankSonar

Exchange Bank and Trust Company

Perry, OK · State member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$433.2M
Total deposits
$391.2M
Branches
3
Return on assets
1.78%
Return on equity
21.05%
Charter type
State member commercial bank
Established
1896
FDIC cert #
13366

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Exchange Bank and Trust Company

Exchange Bank and Trust Company is an FDIC-insured institution (Cert #13366). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

4301 W 6th Ave

Stillwater, OK 74074

310 N Main St

Stillwater, OK 74075

523 Delaware St

Perry, OK 73077

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