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BankSonar

Farmers State Bank

Center, TX · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$389.1M
Total deposits
$332.9M
Branches
8
Return on assets
2.23%
Return on equity
16.39%
Charter type
State, non-member commercial bank
Established
1910
FDIC cert #
13407

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers State Bank

Farmers State Bank is an FDIC-insured institution (Cert #13407). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

114 W Wellington St

Carthage, TX 75633

209 Logansport St

Center, TX 75935

5033 State Highway 87 S

Shelbyville, TX 75973

12607 U.S. Hwy. 84 East

Joaquin, TX 75954

275 Rough Rider Dr

Center, TX 75935

321 W Us Highway 79

Franklin, TX 77856

3540 Ne Stallings Dr

Nacogdoches, TX 75965

115 Shelbyville St

Center, TX 75935

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