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BankSonar

The State Exchange Bank

Lamont, OK · State, non-member commercial bank

31

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$94.5M
Total deposits
$83.5M
Branches
1
Return on assets
-0.03%
Return on equity
-0.29%
Charter type
State, non-member commercial bank
Established
1901
FDIC cert #
13551

How the 31 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The State Exchange Bank

The State Exchange Bank is an FDIC-insured institution (Cert #13551). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

1280 Main St

Lamont, OK 74643

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