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BankSonar

First Lockhart Bank

Lockhart, TX · State, non-member commercial bank

50

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$408.9M
Total deposits
$368.4M
Branches
6
Return on assets
0.67%
Return on equity
7.22%
Charter type
State, non-member commercial bank
Established
1934
FDIC cert #
13599

How the 50 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Lockhart Bank

First Lockhart Bank is an FDIC-insured institution (Cert #13599). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

800 West Farm To Market 150

Kyle, TX 78640

319 W Slaughter Ln

Austin, TX 78748

2507 Hunter Road

San Marcos, TX 78666

316 Avenue E

Shiner, TX 77984

3016 Independence Dr

New Braunfels, TX 78132

111 S Main St

Lockhart, TX 78644

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