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BankSonar

First State Bank

Russellville, AR · State member commercial bank

42

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$612.1M
Total deposits
$537.2M
Branches
5
Return on assets
0.32%
Return on equity
2.94%
Charter type
State member commercial bank
Established
1934
FDIC cert #
13632

How the 42 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #13632). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

325 W Pennington St

Ola, AR 72853

501 W Main St

Russellville, AR 72801

3005 West Main

Russellville, AR 72801

3654 N Investment Dr

Fayetteville, AR 72703

3103 E Main St

Russellville, AR 72802

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