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BankSonar

Farmers & Merchants Bank & Trust

Burlington, IA · State, non-member commercial bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$210.7M
Total deposits
$187M
Branches
4
Return on assets
0.99%
Return on equity
12.43%
Charter type
State, non-member commercial bank
Established
1916
FDIC cert #
13737

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers & Merchants Bank & Trust

Farmers & Merchants Bank & Trust is an FDIC-insured institution (Cert #13737). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

109 West Mt. Pleasant Street

W. Burlington, IA 52655

125 N 4th St

Burlington, IA 52601

101 Broadway St

West Burlington, IA 52655

221 Jefferson St

Burlington, IA 52601

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