Frandsen Bank & Trust
Lonsdale, MN · State member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $3.7B
- Total deposits
- $3.1B
- Branches
- 41
- Return on assets
- 1.63%
- Return on equity
- 14.24%
- Charter type
- State member commercial bank
- Established
- 1901
- FDIC cert #
- 1399
How the 72 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Frandsen Bank & Trust
Frandsen Bank & Trust is an FDIC-insured institution (Cert #1399). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
41 branch locations
415 Main St
Tower, MN 55790
125 1st St S
Montgomery, MN 56069
1616 S Washington St
Grand Forks, ND 58201
320 Main St E
Waterville, MN 56096
1413 Central Ave Nw
East Grand Forks, MN 56721
212 Main St
Oslo, MN 56744
4251 Southtowne Dr
Eau Claire, WI 54701
1440 S Main St
Zumbrota, MN 55992
102 E Sheridan St
Ely, MN 55731
35470 Cty Rd 3
Crosslake, MN 56442
121 Main St S
Braham, MN 55006
560 3rd Ave Se
Pine City, MN 55063
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