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BankSonar

Farmers Trust and Savings Bank

Buffalo Center, IA · State member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$360.9M
Total deposits
$318.6M
Branches
6
Return on assets
1.36%
Return on equity
12.65%
Charter type
State member commercial bank
Established
1914
FDIC cert #
14195

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers Trust and Savings Bank

Farmers Trust and Savings Bank is an FDIC-insured institution (Cert #14195). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

201 3rd St

Lakota, IA 50451

105 N Lake St

Lake Mills, IA 50450

985 Highway 18

Britt, IA 50423

98 3rd St Se

Wells, MN 56097

219 N Main St

Bricelyn, MN 56014

101 N Main St

Buffalo Center, IA 50424

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