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BankSonar

First Bank of Utica

Utica, NE · State member commercial bank

41

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Key figures

Total assets
$78.1M
Total deposits
$63.4M
Branches
4
Return on assets
0.50%
Return on equity
3.55%
Charter type
State member commercial bank
Established
1882
FDIC cert #
14281

How the 41 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Bank of Utica

First Bank of Utica is an FDIC-insured institution (Cert #14281). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

390 Hector St

Cordova, NE 68330

104 S Cherry St

Friend, NE 68359

407 7th St

Milligan, NE 68406

785 D St

Utica, NE 68456

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