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BankSonar

Exchange Bank

Kearney, NE · State, non-member commercial bank

71

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.6B
Total deposits
$1.2B
Branches
8
Return on assets
1.94%
Return on equity
18.15%
Charter type
State, non-member commercial bank
Established
1917
FDIC cert #
1435

How the 71 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Exchange Bank

Exchange Bank is an FDIC-insured institution (Cert #1435). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

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3110 2nd Ave

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