The Bank of Charlotte County
Phenix, VA · State member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $224.2M
- Total deposits
- $199.6M
- Branches
- 6
- Return on assets
- 1.42%
- Return on equity
- 13.55%
- Charter type
- State member commercial bank
- Established
- 1912
- FDIC cert #
- 14491
How the 64 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at The Bank of Charlotte County
The Bank of Charlotte County is an FDIC-insured institution (Cert #14491). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
111 David Bruce Ave
Charlotte Court House, VA 23923
208 King St
Keysville, VA 23947
308 Lynchburg Avenue
Brookneal, VA 24528
4767 Drakes Main Street
Drakes Branch, VA 23937
514 East Atlantic Street
South Hill, VA 23970
101 Berkley Street
Phenix, VA 23959
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