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BankSonar

Exchange State Bank

Saint Paul, KS · State, non-member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$104.8M
Total deposits
$88.6M
Branches
3
Return on assets
1.53%
Return on equity
13.64%
Charter type
State, non-member commercial bank
Established
1914
FDIC cert #
14556

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Exchange State Bank

Exchange State Bank is an FDIC-insured institution (Cert #14556). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

108 E Saint John St

Girard, KS 66743

209 N East Ave

Columbus, KS 66725

408 5th Street

Saint Paul, KS 66771

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