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BankSonar

First State Bank & Trust

Williston, ND · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$539.7M
Total deposits
$464.4M
Branches
4
Return on assets
1.58%
Return on equity
11.57%
Charter type
State, non-member commercial bank
Established
1926
FDIC cert #
14801

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank & Trust

First State Bank & Trust is an FDIC-insured institution (Cert #14801). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

122 N Main Street

Crosby, ND 58730

105 26th St W

Williston, ND 58801

24 Rr Avenue

Ray, ND 58849

22 4th St E

Williston, ND 58801

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