Skip to content
BankSonar

Citizens Bank

Elizabethton, TN · State, non-member commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$1.4B
Total deposits
$1.2B
Branches
14
Return on assets
1.83%
Return on equity
14.41%
Charter type
State, non-member commercial bank
Established
1934
FDIC cert #
14851

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank

Citizens Bank is an FDIC-insured institution (Cert #14851). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

14 branch locations

101 E Main St

Kingsport, TN 37660

702 Us 321 Scenic

Hampton, TN 37658

301 Bemberg Rd

Elizabethton, TN 37643

4215 Fort Henry Dr

Kingsport, TN 37663

3028 Peoples St

Johnson City, TN 37604

844 Volunteer Pkwy

Bristol, TN 37620

2240 E Stone Dr

Kingsport, TN 37660

6771 Baum Dr

Knoxville, TN 37919

2025 Jacksboro Pike

La Follette, TN 37766

310 E State St

Bristol, TN 37620

256 Medical Park Dr

Lenoir City, TN 37772

5426 Homberg Dr

Knoxville, TN 37919

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Tennessee

All Tennessee banks →