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BankSonar

First Farmers and Merchants Bank

Columbia, TN · State member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.8B
Total deposits
$1.6B
Branches
24
Return on assets
1.25%
Return on equity
12.93%
Charter type
State member commercial bank
Established
1909
FDIC cert #
1487

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at First Farmers and Merchants Bank

First Farmers and Merchants Bank is an FDIC-insured institution (Cert #1487). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

24 branch locations

116 Church St

Centerville, TN 37033

515 N High St

Columbia, TN 38401

1501 S James M Campbell Blvd

Columbia, TN 38401

128 N Main St

Mount Pleasant, TN 38474

5398 Main St

Spring Hill, TN 37174

901 Nashville Hwy

Columbia, TN 38401

1202 S James M Campbell Blvd

Columbia, TN 38401

Saturn Complex, U.S. 31 South

Spring Hill, TN 37174

116 W Gaines St

Lawrenceburg, TN 38464

9512 Highway 46

Bon Aqua, TN 37025

1501 N Locust Ave

Lawrenceburg, TN 38464

201 S Military St

Loretto, TN 38469

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