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BankSonar

F&M Bank

West Point, NE · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$361.1M
Total deposits
$319M
Branches
6
Return on assets
1.55%
Return on equity
14.78%
Charter type
State, non-member commercial bank
Established
1931
FDIC cert #
14922

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at F&M Bank

F&M Bank is an FDIC-insured institution (Cert #14922). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

2024 Dakota Ave

South Sioux City, NE 68776

3300 Plaza Dr

South Sioux City, NE 68776

321 Main St

Wayne, NE 68787

11504 Willow Park Dr

Gretna, NE 68028

930 3rd St

Sioux City, IA 51101

204 N Main St

West Point, NE 68788

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