West Shore Bank
Ludington, MI · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $828.1M
- Total deposits
- $696.6M
- Branches
- 9
- Return on assets
- 0.88%
- Return on equity
- 9.58%
- Charter type
- State, non-member commercial bank
- Established
- 1898
- FDIC cert #
- 14929
How the 56 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at West Shore Bank
West Shore Bank is an FDIC-insured institution (Cert #14929). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
9 branch locations
501 Main St
Frankfort, MI 49635
5725 West U.S. 10
Pere Marquette Township, MI 49431
4070 W Polk Rd
Hart, MI 49420
415 Parkdale
Manistee, MI 49660
107 W State St
Scottville, MI 49454
306 Cypress St
Manistee, MI 49660
4945 Main St
Onekama, MI 49675
400 E Eighth St
Traverse City, MI 49686
201 W Loomis St
Ludington, MI 49431
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