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BankSonar

First State Bank and Trust

Tonganoxie, KS · State, non-member commercial bank

61

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$511.1M
Total deposits
$451M
Branches
8
Return on assets
1.12%
Return on equity
13.17%
Charter type
State, non-member commercial bank
Established
1934
FDIC cert #
14974

How the 61 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank and Trust

First State Bank and Trust is an FDIC-insured institution (Cert #14974). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

15506 Pinehurst Dr

Basehor, KS 66007

609 Vermont St

Lawrence, KS 66044

1525 Highway 24-40

Tonganoxie, KS 66086

3901 W 6th St

Lawrence, KS 66049

400 S Bury St

Tonganoxie, KS 66086

10900 Parallel Pkwy

Kansas City, KS 66109

402 Plaza Dr

Perry, KS 66073

400 S Bury St

Tonganoxie, KS 66086

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