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BankSonar

First State Bank

Athens, TX · State, non-member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$778.6M
Total deposits
$687.7M
Branches
8
Return on assets
1.57%
Return on equity
14.69%
Charter type
State, non-member commercial bank
Established
1935
FDIC cert #
15206

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #15206). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

201 S 3rd St

Mabank, TX 75147

1114 E Tyler St

Athens, TX 75751

202 S Palestine St

Athens, TX 75751

200 W Royall Blvd

Malakoff, TX 75148

118 W Main St

Gun Barrel City, TX 75156

1600 W 2nd Ave

Corsicana, TX 75110

119 Fm 548

Forney, TX 75126

130 E Corsicana St

Athens, TX 75751

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