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BankSonar

Peoples Bank

Lyons, GA · State, non-member commercial bank

60

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$193.8M
Total deposits
$172.2M
Branches
2
Return on assets
1.26%
Return on equity
11.91%
Charter type
State, non-member commercial bank
Established
1931
FDIC cert #
15216

How the 60 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Peoples Bank

Peoples Bank is an FDIC-insured institution (Cert #15216). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

2301 E 1st St

Vidalia, GA 30474

299 W Liberty Ave

Lyons, GA 30436

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