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BankSonar

The Citizens State Bank and Trust Company

Council Grove, KS · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$88.3M
Total deposits
$77.7M
Branches
7
Return on assets
1.87%
Return on equity
22.63%
Charter type
State, non-member commercial bank
Established
1921
FDIC cert #
15254

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Citizens State Bank and Trust Company

The Citizens State Bank and Trust Company is an FDIC-insured institution (Cert #15254). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

102 N Main St

Roxbury, KS 67476

1 Brenneke Street

Bremen, KS 66412

402 First St

Reading, KS 66868

600 Maple St

Gypsum, KS 67448

1 N Broadway

Woodbine, KS 67492

408 S Metcalf Rd

Louisburg, KS 66053

314 Main St

Council Grove, KS 66846

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