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BankSonar

The Citizens State Bank

Hugoton, KS · State, non-member commercial bank

51

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$143M
Total deposits
$124.3M
Branches
1
Return on assets
0.92%
Return on equity
7.27%
Charter type
State, non-member commercial bank
Established
1913
FDIC cert #
15261

How the 51 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Citizens State Bank

The Citizens State Bank is an FDIC-insured institution (Cert #15261). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

601 S Main St

Hugoton, KS 67951

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Earning enough on your savings?

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