Houghton State Bank
Red Oak, IA · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $218.7M
- Total deposits
- $183.3M
- Branches
- 5
- Return on assets
- 1.50%
- Return on equity
- 9.28%
- Charter type
- State, non-member commercial bank
- Established
- 1879
- FDIC cert #
- 15405
How the 62 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Houghton State Bank
Houghton State Bank is an FDIC-insured institution (Cert #15405). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
1609 N Broadway St
Red Oak, IA 51566
103 Main St
Cumberland, IA 50843
407 Howland St
Emerson, IA 51533
803 Main St
Griswold, IA 51535
116 E Coolbaugh St
Red Oak, IA 51566
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