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BankSonar

United Southern Bank

Umatilla, FL · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$842.8M
Total deposits
$771.3M
Branches
14
Return on assets
1.19%
Return on equity
16.14%
Charter type
State, non-member commercial bank
Established
1937
FDIC cert #
15465

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at United Southern Bank

United Southern Bank is an FDIC-insured institution (Cert #15465). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

14 branch locations

224 South Us 27

Lady Lake, FL 32159

1303 N New Hampshire Ave

Tavares, FL 32778

24510 State Road 40

Astor, FL 32102

2701 S Bay St

Eustis, FL 32726

10021 County Road 44-West

Leesburg, FL 34788

27524 Us Highway 27

Leesburg, FL 34748

19010 Us Highway 441

Mount Dora, FL 32757

331 Raintree Dr

Altoona, FL 32702

515 W Main St

Leesburg, FL 34748

13609 N Us Highway 441

Lady Lake, FL 32159

1510 East Service Road 50

Clermont, FL 34711

900 Lake Port Square Boulevard

Leesburg, FL 34748

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