First State Bank
Gainesville, TX · State member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.9B
- Total deposits
- $1.7B
- Branches
- 14
- Return on assets
- 0.80%
- Return on equity
- 9.52%
- Charter type
- State member commercial bank
- Established
- 1905
- FDIC cert #
- 15511
How the 77 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Positive but moderate equity returns.
Mid-size institution.
Your deposits at First State Bank
First State Bank is an FDIC-insured institution (Cert #15511). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
14 branch locations
808 E Highway 82
Gainesville, TX 76240
519 E Division St
Muenster, TX 76252
6586 Fm 902
Gainesville, TX 76240
400 W Oak St
Denton, TX 76201
661 W Thompson St
Decatur, TX 76234
108 E. Howell Street
Saint Jo, TX 76265
211 S Oak St
Roanoke, TX 76262
2430 W University Dr
Denton, TX 76201
542 Highway 377 N
Whitesboro, TX 76273
2315 North Highway 75
Sherman, TX 75090
433 S Preston Rd
Celina, TX 75009
719 North New Road
Waco, TX 76710
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