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BankSonar

The Shelby County State Bank

Harlan, IA · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$540M
Total deposits
$479.9M
Branches
14
Return on assets
1.37%
Return on equity
12.55%
Charter type
State, non-member commercial bank
Established
1909
FDIC cert #
1553

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Shelby County State Bank

The Shelby County State Bank is an FDIC-insured institution (Cert #1553). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

14 branch locations

508 Court St

Harlan, IA 51537

4039 Main St

Elk Horn, IA 51531

2010 23rd St

Harlan, IA 51537

202 2nd St

Battle Creek, IA 51006

104 Main St

Panama, IA 51562

202 Main St

Danbury, IA 51019

425 East St

Shelby, IA 51570

2104 12th St

Harlan, IA 51537

414 Main St

Mapleton, IA 51034

200 Moorehead Ave

Ida Grove, IA 51445

155 S Elm St

Avoca, IA 51521

111 Main St

Portsmouth, IA 51565

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