Horizon Financial Bank
Munich, ND · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $201M
- Total deposits
- $178.5M
- Branches
- 5
- Return on assets
- 0.97%
- Return on equity
- 9.19%
- Charter type
- State, non-member commercial bank
- Established
- 1905
- FDIC cert #
- 15598
How the 58 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Horizon Financial Bank
Horizon Financial Bank is an FDIC-insured institution (Cert #15598). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
329 Broadway
Osnabrock, ND 58269
205 Highway 2 W
Devils Lake, ND 58301
1207 W Divide Ave
Bismarck, ND 58501
102 9th Ave E
Langdon, ND 58249
416 Main St
Munich, ND 58352
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