Farmers and Merchants State Bank
Winterset, IA · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $271.7M
- Total deposits
- $241.1M
- Branches
- 5
- Return on assets
- 1.20%
- Return on equity
- 12.19%
- Charter type
- State, non-member commercial bank
- Established
- 1938
- FDIC cert #
- 15610
How the 81 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Farmers and Merchants State Bank
Farmers and Merchants State Bank is an FDIC-insured institution (Cert #15610). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
114 S Broad St
Orient, IA 50858
317 E Main St
Saint Charles, IA 50240
722 N 1st St
Winterset, IA 50273
204 Se 6th St
Greenfield, IA 50849
101 W Jefferson St
Winterset, IA 50273
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