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BankSonar

First State Bank

Waynesboro, MS · State, non-member commercial bank

44

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$949.8M
Total deposits
$852.5M
Branches
16
Return on assets
0.35%
Return on equity
3.66%
Charter type
State, non-member commercial bank
Established
1934
FDIC cert #
15663

How the 44 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #15663). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

16 branch locations

261 Saint Peter St

State Line, MS 39362

2364 Buckatunna Chicora Clara Rd

Buckatunna, MS 39322

35 Buckatunna Chicora Clara Rd

Waynesboro, MS 39367

902 Robinson St

Waynesboro, MS 39367

717 Wayne St

Waynesboro, MS 39367

310 S Archusa Ave

Quitman, MS 39355

12139 Highway 63 S

Lucedale, MS 39452

301 S Court St

Ellisville, MS 39437

1350 Azalea Dr

Waynesboro, MS 39367

1401 Azalea Dr

Waynesboro, MS 39367

801 22nd Ave

Meridian, MS 39301

1808 Highway 84 W

Laurel, MS 39440

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