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BankSonar

MCBank

Goldthwaite, TX · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$465.6M
Total deposits
$426.9M
Branches
4
Return on assets
1.29%
Return on equity
17.64%
Charter type
State, non-member commercial bank
Established
1908
FDIC cert #
15669

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at MCBank

MCBank is an FDIC-insured institution (Cert #15669). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

135 N Pecan St

Hico, TX 76457

411 Early Blvd

Early, TX 76802

1005 E Main St

Hamilton, TX 76531

1017 Parker St

Goldthwaite, TX 76844

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