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BankSonar

The Farmers & Merchants Bank

Berlin, WI · State member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$949M
Total deposits
$822.6M
Branches
2
Return on assets
1.19%
Return on equity
14.14%
Charter type
State member commercial bank
Established
1940
FDIC cert #
15779

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Farmers & Merchants Bank

The Farmers & Merchants Bank is an FDIC-insured institution (Cert #15779). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

123 W Huron St

Berlin, WI 54923

663 Broadway

Berlin, WI 54923

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