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BankSonar

Farmers and Merchants Bank

Baldwyn, MS · State member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$567.1M
Total deposits
$486.4M
Branches
12
Return on assets
1.77%
Return on equity
13.30%
Charter type
State member commercial bank
Established
1941
FDIC cert #
15801

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers and Merchants Bank

Farmers and Merchants Bank is an FDIC-insured institution (Cert #15801). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

111 W Clayton St

Baldwyn, MS 38824

421 Highway 371

Marietta, MS 38856

1000 E Church St

Booneville, MS 38829

1111 N 2nd St

Booneville, MS 38829

515 N Fillmore St

Corinth, MS 38834

2222 S Harper Rd

Corinth, MS 38834

5600 Highway 363

Mantachie, MS 38855

779 Highway 371

Mooreville, MS 38857

102 E Main St

Baldwyn, MS 38824

1803 W Main St

Tupelo, MS 38801

4129 County Road 200

Corinth, MS 38834

418 Interchange Dr

Fulton, MS 38843

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