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BankSonar

Exchange Bank

Milledgeville, GA · State, non-member commercial bank

23

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$414.3M
Total deposits
$364.4M
Branches
5
Return on assets
-3.28%
Return on equity
-32.69%
Charter type
State, non-member commercial bank
Established
1903
FDIC cert #
160

How the 23 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Exchange Bank

Exchange Bank is an FDIC-insured institution (Cert #160). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

250 W Hancock St

Milledgeville, GA 31061

4306 Gray Hwy

Gray, GA 31032

6081 Lake Oconee Pkwy

Greensboro, GA 30642

2801 N Columbia St

Milledgeville, GA 31061

6700 Highway 53

Braselton, GA 30517

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