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BankSonar

Generations Bank

Seneca Falls, NY · Savings bank

23

Sonar Score

Caution

out of 100 · from public FDIC data

Reported December 31, 2025. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$347.1M
Total deposits
$297.8M
Branches
1
Return on assets
-1.14%
Return on equity
-10.82%
Charter type
Savings bank
Established
1870
FDIC cert #
16040

How the 23 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Generations Bank

Generations Bank is an FDIC-insured institution (Cert #16040). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

19 Cayuga St

Seneca Falls, NY 13148

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