State Bank
Spencer, IA · State member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $75.5M
- Total deposits
- $68.9M
- Branches
- 3
- Return on assets
- 0.52%
- Return on equity
- 6.33%
- Charter type
- State member commercial bank
- Established
- 1944
- FDIC cert #
- 16151
How the 44 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at State Bank
State Bank is an FDIC-insured institution (Cert #16151). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
215 Main St
Peterson, IA 51047
728 Grand Ave
Spencer, IA 51301
301 N Main St
Everly, IA 51338
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