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BankSonar

First State Bank

Stuart, IA · State, non-member commercial bank

56

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$130.3M
Total deposits
$114.8M
Branches
4
Return on assets
1.12%
Return on equity
9.67%
Charter type
State, non-member commercial bank
Established
1934
FDIC cert #
16177

How the 56 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #16177). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

215 N Division St

Stuart, IA 50250

623 S Division St

Stuart, IA 50250

825 Marshall St

Dexter, IA 50070

917 1st St

Redfield, IA 50233

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