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BankSonar

Lafayette State Bank

Mayo, FL · State, non-member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$245.5M
Total deposits
$222.9M
Branches
4
Return on assets
1.31%
Return on equity
16.52%
Charter type
State, non-member commercial bank
Established
1946
FDIC cert #
16396

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Lafayette State Bank

Lafayette State Bank is an FDIC-insured institution (Cert #16396). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

340 W Main St

Mayo, FL 32066

103 Us Highway 27 Se

Branford, FL 32008

106 Grand St Ne

Live Oak, FL 32064

1119 S Main St

Bell, FL 32619

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