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BankSonar

Farmers and Merchants Bank of South Carolina

Holly Hill, SC · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$476.2M
Total deposits
$414.3M
Branches
8
Return on assets
2.02%
Return on equity
16.36%
Charter type
State, non-member commercial bank
Established
1912
FDIC cert #
1660

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers and Merchants Bank of South Carolina

Farmers and Merchants Bank of South Carolina is an FDIC-insured institution (Cert #1660). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

8624 Old State Rd

Holly Hill, SC 29059

7002 Charleston Hwy

Bowman, SC 29018

221 E Main St

Moncks Corner, SC 29461

12064 Old Number Six Hwy

Eutawville, SC 29048

7633 Freedom Rd

Branchville, SC 29432

216 Boyce Lawton Dr

Cameron, SC 29030

117 Church Rd

St. Stephen, SC 29479

2900 N Main St

Moncks Corner, SC 29461

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