ESB Financial
Emporia, KS · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $392.7M
- Total deposits
- $343.4M
- Branches
- 4
- Return on assets
- 1.58%
- Return on equity
- 19.78%
- Charter type
- State, non-member commercial bank
- Established
- 1901
- FDIC cert #
- 16629
How the 68 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at ESB Financial
ESB Financial is an FDIC-insured institution (Cert #16629). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
801 Merchant St
Emporia, KS 66801
12th And Industrial Roads
Emporia, KS 66801
801 Merchant St
Emporia, KS 66801
224 E Poyntz Ave
Manhattan, KS 66502
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