Skip to content
BankSonar

Citizens State Bank

Somerville, TX · State, non-member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$1.2B
Total deposits
$1.1B
Branches
7
Return on assets
1.55%
Return on equity
12.62%
Charter type
State, non-member commercial bank
Established
1925
FDIC cert #
16753

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Citizens State Bank

Citizens State Bank is an FDIC-insured institution (Cert #16753). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

155 8th St

Somerville, TX 77879

6498 Fm 111 Road

Deanville, TX 77852

201 E Buck St

Caldwell, TX 77836

2007 S Day St

Brenham, TX 77833

9850 Fm 60 East

Snook, TX 77878

9109 Highway 90 S

Navasota, TX 77868

515 N Main St

Burton, TX 77835

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Texas

All Texas banks →