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BankSonar

Farmers and Merchants Bank

Milford, NE · State, non-member commercial bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1B
Total deposits
$878.1M
Branches
12
Return on assets
0.87%
Return on equity
10.53%
Charter type
State, non-member commercial bank
Established
1949
FDIC cert #
16810

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Farmers and Merchants Bank

Farmers and Merchants Bank is an FDIC-insured institution (Cert #16810). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

309 Broad St

Jansen, NE 68377

617 1st St

Milford, NE 68405

900 Dimery Ave

Beaver Crossing, NE 68313

347 C St

Palmyra, NE 68418

101 S Calvert St

Lawrence, NE 68957

427 Central Ave

Ericson, NE 68637

202 Locust St

Panama, NE 68419

301 Nemaha St

Firth, NE 68358

3015 2nd Ave

Kearney, NE 68847

355 N Central Ave

Superior, NE 68978

201 Eldora Avenue

Weeping Water, NE 68463

321 S Main St

Wilber, NE 68465

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