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BankSonar

Citizens Bank

Kilgore, TX · State, non-member commercial bank

53

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$495.1M
Total deposits
$444.2M
Branches
11
Return on assets
0.84%
Return on equity
7.91%
Charter type
State, non-member commercial bank
Established
1949
FDIC cert #
16817

How the 53 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank

Citizens Bank is an FDIC-insured institution (Cert #16817). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

301 E Main St

Kilgore, TX 75662

104 Austin St

Center, TX 75935

678 N Main St

Gladewater, TX 75647

425 Northwest Loop 436

Carthage, TX 75633

1409 Broadway Ave

Gladewater, TX 75647

311 E Main St

Yorktown, TX 78164

8811 Fm 1960 Bypass Rd W

Humble, TX 77338

1055 S Pine St

Kountze, TX 77625

125 Highway 326 S

Sour Lake, TX 77659

3705 College Park Dr

The Woodlands, TX 77384

3111 University Dr E

Bryan, TX 77802

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