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BankSonar

22nd State Banking Company

Mobile, AL · State, non-member commercial bank

40

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$271.9M
Total deposits
$223.9M
Branches
4
Return on assets
0.31%
Return on equity
2.37%
Charter type
State, non-member commercial bank
Established
1917
FDIC cert #
16910

How the 40 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at 22nd State Banking Company

22nd State Banking Company is an FDIC-insured institution (Cert #16910). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

51 Saint Joseph St

Mobile, AL 36602

515 S Commerce St

Geneva, AL 36340

226 Saint Joseph Ave

Brewton, AL 36426

4357 Old Shell Road

Mobile, AL 36608

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